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How to Create a Family Financial Plan Raising a family can be incredibly rewarding, but it is also a time when many people face increased financial pressure. You may still be paying off debt or trying to get on the property ladder, while simultaneously doing everything you can to build a career and give your…

Budget Summary – March 2024 Jeremy Hunt delivered his much-awaited budget on 7 March. Given the upcoming election and challenging public opinion, The Government has recently been under significant political pressure to assuage voters. The headline measure was the cut to National Insurance rates, following a similar cut already announced in November 2023. Child benefit…

A Short, Simple Guide to the State Pension The UK State Pension is fairly complex and has been subject to several changes over the years. Despite calls for successive governments to simplify the system, it can be confusing and intimidating for many people. If you are feeling overwhelmed by the State Pension, then hopefully this…

How Financial Planning and Mental Health Are Linked There are many reasons why financial planning and wellbeing are linked. The impact of physical illness is clear as it can mean the individual is physically unable to work or care for themselves. But what about mental illness? Given that one in four of us will suffer…

The Autumn Statement 2022 Following September’s disastrous mini budget, the Autumn Statement was intended to restore stability and confidence in the UK economy. Clearly some sacrifices needed to be made, but balance also needed to be found, between addressing the gap in public finances and supporting households through the cost of living crisis. The main…

What Should You Do with an Inheritance? You should also consider your own financial plans. An unexpected windfall can bring you closer to your goals, whether that is early retirement or a step on the property ladder. An inheritance usually comes with mixed feelings. While the money can be enormously helpful, grief and guilt can…

What is the Value of Financial Advice? It has never been easier to manage your own money. Online platforms, and a wealth of information at the touch of a button, mean that investments are accessible for everyone. It has never been easier to manage your own money. Online platforms, and a wealth of information at…

Preparing Mentally for Retirement Retirement planning is more than simply paying into a pension. It could be the biggest lifestyle change you have faced since starting your career, moving into your own home, or becoming a parent Retirement planning is more than simply paying into a pension. It could be the biggest lifestyle change you…

Are These 7 Key Parts in Your Financial Plan? A financial plan can take many forms, but the main purpose is to help you take control of your future. A financial plan can take many forms, but the main purpose is to help you take control of your future. Your plan should: a.     Establish where…